With the rise in remote work, not to mention better technology, many employers have begun using apps and other services to monitor employees’ activities to track, assess, and evaluate workers. The Consumer Financial Protection Bureau (CFPB) recently issued a Circular stating that employers’ use of the reports generated by those apps and services may be subject to the Fair Credit Reporting Action (FCRA) just like a traditional employee background check.Continue Reading Whatcha Watching? The CFPB’s Recent Guidance on Employer Monitoring

The Eighth Circuit’s recent decision in Schumacher v. SC Data Center, Inc. provides guidance on when alleged violations of the Fair Credit Reporting Act do not constitute a concrete injury sufficient to confer standing under the Supreme Court’s TransUnion LLC v. Ramirez decision. Given class-action plaintiffs’ fondness for claims seeking statutory damages, the potential ramifications of TransUnion — which was issued last summer and cast further doubt on whether plaintiffs have standing to recover statutory damages for technical violations of the FCRA and other statutes — have been a hot topic among the class-action bar.  In fact, an entire panel discussion at this year’s ABA National Institute on Class Actions was devoted to TransUnion.

TAKEAWAY: While the full impact of TransUnion remains to be seen, Schumacher shows that plaintiffs may not have standing to pursue violations of the FCRA’s requirements that employers provide information to prospective employees.Continue Reading Plaintiffs’ Standing to Assert FCRA Violations Dealt Another Blow

Welcome to Taft’s Class Action & Consumer Insights blog. Here, we will discuss developments in class actions and consumer statutes that are frequently the subject of class actions, such as the Fair Credit Reporting Act, the Telephone Consumer Protection Act, the Fair Debt Collection Practices Act, and various state-law consumer-protection statutes. We hope you enjoy.
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